Will one accident and citation make ur car insurance go up?If so how much?

February 8th, 2010 by admin

3 Responses to “Will one accident and citation make ur car insurance go up?If so how much?”

1. taylor swift Says:
   February 8th, 2010 at 3:38 pm

   Best Answer – Chosen by Voters No, not immediately if at all. When renewal time comes, typically 6 months unless you have one of the rare year contracts, they will look at your driving record. If it only has one thing, no more tickets or accidents, it *may* not have an effect. It depends on the rules of your insurance company, and how much you've cost them. But you won't know until renewal time comes.

2. lady gaga Says:
   February 8th, 2010 at 3:38 pm

   nah, if it does just get a bike and tell your car insurance and dmv to go ***** themselves

3. selena gomez Says:
   February 8th, 2010 at 3:38 pm

   In most cases, an insurance company has SIXTY days to underwrite your account and decide whether they want to keep you or let you go. It has been my experience that a company will cancel you if you have an accident within that period.If they KEEP you, typically, most insurance carriers will increase your premium by 15% for the accident and as long as the citation wasn't DWI, the ticket shouldn't increase your rate at all.Then, it's a three year curse. The increase will stay with you fro three years (in most cases.) Some companies have an accident forgiveness plan that will decrease the charge after a year or so, but that is NOT common with all carriers.The best thing to do is to call your agent and ask them what will happen. If the company chooses to cancel you, you can call a local independent agent who would have more companies to choose from and they might be able to find you a better rate. Not all companies file the SAME rate for the same exposure.Just look for the PIA or Big I (Trusted Choice) logos and you should be able to find a professional agent there to help you.Good luck and I wouldn't lose too much sleep over the accident. Just drive RESPONSIBLY in the future and count your blessings that YOU weren't hurt! Source(s): Insurance agent for 25+ years

Leave a Reply

Recent Posts